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528 ocean spray drive

RUSKIN, FL 33570

$409,000

4 BEDS 4 BATHS
2,820 SQFT0.18 AC LOT
Residential - Single Family
New Listing
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Bedrooms 4
Total Baths 4
Full Baths 3
Square Feet 2820
Acreage 0.18
Status Active
MLS # TB8522386
County Hillsborough
More Info
Category Residential - Single Family
Status Active
Square Feet 2820
Acreage 0.18
MLS # TB8522386
County Hillsborough
Listed By: Listing Agent Kristy ONeal
LPT REALTY, LLC - (877) 366-2213
Welcome to 528 Ocean Spray Drive in Ruskin—a beautifully maintained, move-in ready home built in 2021, offering 4 bedrooms, 3.5 bathrooms, and 2,820 square feet of thoughtfully designed living space in the sought-after Shell Cove community. This spacious open-concept floor plan features soaring ceilings, elegant tile flooring, and abundant natural light throughout. The heart of the home is the chef-inspired kitchen, complete with granite countertops, stainless steel appliances, ample cabinetry, and a large center island perfect for entertaining and everyday living. A standout feature is the private in-law suite with its own separate entrance, providing exceptional flexibility for multigenerational living, guests, a home office, or potential rental income opportunities. Step outside and enjoy Florida living at its finest in the oversized backyard, offering plenty of space for outdoor gatherings, recreation, or future customization. Residents of Shell Cove enjoy a variety of community amenities, including a resort-style pool, playground, neighborhood park, and scenic walking trails. With a low HOA, no flood insurance requirement, and convenient access to I-75, Tampa, shopping, dining, and grocery stores, this location perfectly balances comfort and convenience. Adding even more value, qualified buyers may take advantage of an assumable VA loan at an attractive 2.99% interest rate. Plus, a free appraisal and potential lender incentives are available when using the preferred lender. Don't miss this incredible opportunity to own a modern, versatile home in one of Ruskin's most desirable communities. Please note: An assumable loan can be assumed by anyone, not just a VA borrower.
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Listing
Street
Satellite

Exterior Features

  • Construction Single Family Residence
  • Siding Brick
  • Roof Shingle
  • Garage Yes
  • Garage Description 3 Garage Spaces
  • Water Public
  • Sewer Public Sewer
  • Lot Dimensions 60x128

Interior Features

  • Appliances Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
  • Heating Electric
  • Cooling Central Air
  • Basement Slab
  • Living Area 2,820 SQFT
  • Year Built 2021

Neighborhood & Schools

  • Subdivision SHELL COVE PH 2
  • Elementary School Thompson Elementary
  • Middle School Shields-HB
  • High School Lennard-HB

Financial Information

  • Parcel ID U-06-32-19-C0O-000000-00603.0
  • Zoning PD

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Listing Information

Listing Provided Courtesy of LPT REALTY, LLC - (877) 366-2213
Listings courtesy of the My Florida Regional MLS DBA Stellar MLS as distributed by MLS GRID.

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Listing data is current as of 07/07/2026.

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