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1491 w highway 98

Mary Esther, FL 32569

$1,000,000

4 BEDS 3 BATHS
0.43 AC LOT
Residential - Single Family
Waterfront
Image 1: 1491 w highway 98-83
Image 2: 1491 w highway 98-82
Image 3: 1491 w highway 98-85
Image 4: 1491 w highway 98-31
Bedrooms 4
Total Baths 3
Acreage 0.44
Status Active
MLS # 992670
County Okaloosa
More Info
Category Residential - Single Family
Status Active
Acreage 0.44
MLS # 992670
County Okaloosa
SELLER OFFERING $5,000 CREDIT! What if your waterfront home could help pay for itself? This rare opportunity offers 115 feet of shoreline, sweeping water views, & a versatile layout designed for both lifestyle & income potential. Whether you're searching for a primary residence, second home, or investment property, this one delivers. A newly built sundeck (2021) creates the perfect setting for boating, fishing, or sunset evenings on the water. Inside, the main home features tile flooring throughout, a bay-window breakfast nook w/ water views, full renovation in 2005-06 & extensive updates including roof, HVAC, and plumbing in 2021. The standout feature? A private 1,200 sq ft 1-bedroom apartment over the garage w/ its own entrance, balcony, HVAC, water heater, washer/dryer & security system--ideal for long-term tenants, short-term rental income, or extended family. Additional highlights include a 400 sqft office w/ separate entrance (perfect for a home business or guest suite), concrete safe room, workshop, circular driveway, newer appliances (5 yrs or newer), & abundant storage throughout. Live on the water, generate income, & maximize flexibility--all in one unique property.
Location not available

Exterior Features

  • Style Traditional
  • Construction Single Family
  • Exterior Dock, Hurricane Shutters, Lawn Pump, Sprinkler System
  • Garage No
  • Garage Description 2
  • Sewer Public Sewer
  • Lot Dimensions 114.7 x 192.76 x 123 x 149.55
  • Lot Description Bulkhead/Seawall, Flood Insurance Req

Interior Features

  • Appliances Dishwasher, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Water Heater - Elect
  • Year Built 1981

Neighborhood & Schools

  • Subdivision METES & BOUNDS
  • Elementary School Florosa
  • Middle School Bruner
  • High School Fort Walton Beach

Financial Information

  • Parcel ID 14-2S-25-0000-0020-0000
  • Zoning Resid Single Family

Additional Services

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Listing Information

Listing Provided Courtesy of ERA American Real Estate
Emerald Coast Association of REALTORS
Listing data is current as of 05/17/2026.

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