Beach Homes Realty
Enter City, Zip or MLS

1491 w highway 98

Mary Esther, FL 32569

$1,040,000

4 BEDS 3 BATHS
0.43 AC LOT
Residential - Single Family
Waterfront
Image 1: 1491 w highway 98-83
Image 2: 1491 w highway 98-82
Image 3: 1491 w highway 98-85
Image 4: 1491 w highway 98-31
Bedrooms 4
Total Baths 3
Acreage 0.44
Status Active
MLS # 992670
County Okaloosa
More Info
Category Residential - Single Family
Status Active
Acreage 0.44
MLS # 992670
County Okaloosa
Exceptional waterfront opportunity with 115 feet of beach shoreline and beautiful water views throughout this thoughtfully updated property. A new dock featuring a spacious sundeck invites you to relax, fish, or entertain while taking in the scenery. This home also features a 1200 sqft 1-bed, 1-bath apartment over the garage, offering excellent income-producing potential. Inside, the kitchen features a cozy breakfast nook with a bay window perfectly positioned to capture the water view, and tile flooring runs throughout the home—no carpet. The home underwent a full remodel in 2005-2006, including sheetrock, insulation, electrical, windows, doors, and flooring. Major updates continue with a new roof and HVAC in 2021, and plumbing relocated to the walls and attic in 2021. Newer appliances include a very quiet dishwasher and a brand-new microwave. A concrete safe room adds exceptional storm protection and security. A spacious 400 sq ft office with a separate entrance offers flexibility for a home business, guest suite, or potential 5th bedroom, with its own closet, handicap-accessible design, and the ability to add a bathroom. Storage is abundant throughout both the main home and the apartment. The upstairs apartment, built in 2008, features a private entrance, its own water heater (2008), HVAC (2021), exterior-vented hood, washer and dryer, and independent security system. Step out onto the private balcony and enjoy sweeping views of the sound, making this space especially appealing for guests or tenants. A circular driveway offers ample parking, hurricane shutters and a security system added peace of mind. A workshop is also included. This versatile waterfront property offers stunning views, flexible living options, and strong investment potential all in one exceptional setting.
Location not available

Exterior Features

  • Style Traditional
  • Construction Single Family
  • Exterior Dock, Hurricane Shutters, Lawn Pump, Sprinkler System
  • Garage No
  • Garage Description 2
  • Sewer Public Sewer
  • Lot Dimensions 114.7 x 192.76 x 123 x 149.55
  • Lot Description Bulkhead/Seawall, Flood Insurance Req

Interior Features

  • Appliances Dishwasher, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Water Heater - Elect
  • Year Built 2008

Neighborhood & Schools

  • Subdivision METES & BOUNDS
  • Elementary School Florosa
  • Middle School Bruner
  • High School Fort Walton Beach

Financial Information

  • Parcel ID 14-2S-25-0000-0020-0000
  • Zoning Resid Single Family

Additional Services

Internet Service Providers

Listing Information

Listing Provided Courtesy of ERA American Real Estate
Emerald Coast Association of REALTORS
Listing data is current as of 02/14/2026.

Contact Our Agent

By clicking “Submit”, you agree that Beach Homes Realty, its affiliates, and real estate professionals may contact you by phone, text, or email to any phone number and email address you provided, including by automated means, even if your number is on a federal, state, or our internal Do Not Call list. You also agree to our Terms of Use and Privacy Policy.