Beach Homes Realty
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Waterfront

21640 overseas highway

Cudjoe Key, FL 33042

$2,800,000

4 BEDS 3 BATHS
3,286 SQFT1.16 AC LOT
Residential - Single Family
Waterfront
Image 1: NDP_4979
Image 2: NDP_5000
Image 3: NDP_5006
Image 4: NDP_4983
Bedrooms 4
Total Baths 3
Full Baths 3
Square Feet 3286
Acreage 1.17
Status Active
MLS # 619615
County Monroe
More Info
Category Residential - Single Family
Status Active
Square Feet 3286
Acreage 1.17
MLS # 619615
County Monroe
SPECIAL DAILY TRANSIENT LICENSE!!!Experience one of the Lower Keys' rarest offerings at 21640 Overseas Highway,an extraordinary 1.2 acre open-water estate with panoramic ocean views, resort style amenities, and true investment upside. Opportunities like this almost never come to market from Key West to Summerland. With 3,286 sq ft per appraisal, this 4-bedroom waterfront residence delivers the scale, privacy, and setting luxury buyers search for but rarely find. From the moment you enter, the home is designed around the water. Expansive living areas, soaring ceilings, and oversized windows frame endless blue views while natural light fills the interior. The spacious layout offers multiple entertaining zones, generous bedroom suites, and the kind of footprint that allows a buyer to enjoy immediately or elevate into a signature Keys showplace.Outside is where this property separates itself from nearly everything else on the market. The massive parcel creates room to breathe, entertain, and enjoy waterfront living on a level almost impossible to replicate today. A private pool, sandy beach area, dockage, mature tropical grounds, and open-water backdrop combine to create a true resort atmosphere. Sunrise coffee, sunset cocktails, paddleboarding, boating, and stargazing all happen from your own backyard.Under the home, an immense garage / storage / workshop space offers rare functionality for collectors, boating gear, vehicles, trailers, hobbies, or business use. Very few waterfront homes in the Keys offer this level of usable enclosed space.For investors, this property's transient rental license potential is a major value driver. Large open-water estates with acreage and premium amenities command exceptional demand in the vacation market. With the right presentation and management plan, this is the type of asset that can serve as both a personal retreat and a high-performing income property. Lets take a look!!!
Location not available

Exterior Features

  • Style Single Family
  • Construction Single Family
  • Siding Hardi Board Siding
  • Exterior Chickee Hut, Storage, Sandy Beach, Privacy Wall/Fence, Hot Tub
  • Roof Metal Roof
  • Garage No
  • Water FKAA, Municipal Sewer
  • Sewer FKAA, Municipal Sewer
  • Lot Dimensions X

Interior Features

  • Appliances Washer, Freezer, Disposal, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Cooling Central Air, Attic Fan, Ceiling Fans(s), Heat Pump
  • Living Area 3,286 SQFT
  • Year Built 1985

Financial Information

  • Parcel ID 1226891
  • Zoning URM - Urban Res Mobile Home District

Additional Services

Internet Service Providers

Listing Information

Listing Provided Courtesy of Key West Luxury Real Estate Inc (KW)
Listing Agent Dan Serban
Florida Keys, MLS
Listing data is current as of 05/18/2026.

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