3022 sw 28th ave

I challenge you to find a better view and waterfront setting for less. Situated on one of the widest canals in Southwest Cape Coral with perfect western exposure for year-round sunsets, this Gulf access pool home offers exceptional water views and a truly rare waterfront setting. Straight out the back of the home, water views exceed 200 feet wide, expanding to nearly 500 feet across the Faye Canal Basin - creating an open, unobstructed backdrop that is difficult to replicate. Positioned on a pie-shaped lot with approximately 125 feet of water frontage, more than 50% greater than a typical Gulf access property, the location significantly enhances both the width and depth of the water views compared to surrounding homes. Not one but two docks (one with lift) provide outstanding flexibility for boating, fishing, or waterfront entertaining. This property also checks all of the critical peace-of-mind boxes, including a newer roof (2020), whole-house generator with 500-gallon buried propane tank, accordion hurricane shutters, whole-house PEX replumb completed in 2024, and a new A/C system installed in 2024. Importantly, the home has never experienced flooding during any hurricanes, a significant and reassuring distinction. Inside, the home offers nearly 2,000 square feet with 3 bedrooms and 2 bathrooms, including a pool bath, blending comfort and functionality. The kitchen has been recently refreshed with quartz countertops and updated stainless steel appliances, while the family room features a large wood-burning fireplace for those cooler Florida evenings. The screened lanai and pool area connect seamlessly to the water, reinforcing a true indoor-outdoor waterfront lifestyle. Priced to sell following $79,000 in price reductions, the home also features a rare 2.25% assumable loan with approximately $350,000 remaining (subject to buyer qualification). Compared to financing at current market rates, the potential long-term interest savings could exceed $300,000, creating an exceptional financing opportunity for qualified buyers. With exceptional canal width, long basin views, expanded water frontage, dual docks, major system upgrades already completed, and attractive assumable financing, this home represents a rare opportunity to secure a premium Gulf access lifestyle in one of Cape Coral’s most desirable waterfront settings.