Offering an incentive 3/2/1 buy down rate 1st year 2.99%, 2nd year 3.99%, 3rd year 4.99% and 5.99 for the remainder of the loan FHA and VA only for this home specifically and closing by 1-22-24 with our affiliated lender, Velocio Mortgage. This is a 4-bedroom single lever ranch style home, home has gas fireplace, upgraded LVP waterproof flooring throughout main level including the primary bedroom, Stainless gas appliances, tile back splash in kitchen, Tile shower w/ bench seat in Primary bath, and large covered porch in back overlooking the water.