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OWNER FINANCING AVAILABLE! Discover a breathtaking soundfront retreat on the serene shores of Stumpy Point Bay, where craftsmanship and coastal beauty come together. This luxury home offers unparalleled water views, exquisite materials, and thoughtfully designed spaces throughout. A stunning Komoro-wood covered porch and grand African teak + stained-glass entry door set the tone for the quality inside. Step into an expansive foyer with wide trim moldings leading to a soaring living room featuring vaulted ceilings, a custom curly-cherry entertainment center, gas fireplace, and floor-to-ceiling Anderson windows framing the bay. Brazilian cherry hardwood floors flow into the gourmet kitchen, complete with rare curly-cherry cabinetry, inlaid maple island, double ovens, gas cooktop, and elevated ceilings with accent lighting. The screened porch overlooks the deep-water canal and spacious backyard, with a breakfast room offering views of the canal and long dock. The first level includes a dining room with sound views and two bedrooms, including a massive primary suite with jetted tub, full shower, double sinks, walk-in closets, and private porch access. A separate wing off the kitchen features an additional bedroom and bath plus an impressive second living room with Pecky Wood walls, cork flooring, and private exterior access. A dedicated stairwell leads to a 14' x 27' flex space ideal for an office or bunk room. Upstairs, the main stairwell--crafted from Brazilian cherry--leads to two oversized bedrooms with large closets, water views, and a full bath. Perfect for multigenerational living, a family retreat, year-round residence, or Airbnb, this home also includes a full-house generator and freshly painted interior. New air handler and HVAC.