Buy this lovely NEW home with 2-1 buy down options with 1st year rates as low as the 4's (rates vary based upon down payment, credit & income). **FREE 12'X16' PRESSURE TREATED DECK WITH WHITE VINYL RAILS (no stairs to grade) WITH CONTRACT BEFORE THE NEW YEAR** Welcome to your dream home nestled in the heart of the vibrant water-oriented community of SELBY ON THE BAY! This brand-new stunning residence with a coastal vibe offers the perfect blend of luxury and comfort. The entry level features an oversized 1 car garage pre-wired for EV charger, a large bedroom and full bath. The main level offers a gourmet kitchen with a huge walk-in pantry, laundry room, powder room, dining area (with access to your future deck - deck not included) and an expansive family room with a fireplace and abundant natural light. The upper level boasts 2 additional bedrooms, a hall full bath and primary suite with a large walk-in closet and ensuite full bath. Beyond the confines of your property, take advantage of the Selby on the Bay community amenities which include a community beach, boat ramp, picnic/tot lot area, clubhouse, basketball/pickleball court and easy access to the privately owned Selby Bay Marina --- all designed to enhance your waterfront lifestyle! Whether you're a boating enthusiast, a nature lover, or simply enjoy living near the water, this home provides easy access to a range of recreational activities and local attractions. BUILDER IS OFFERING $10,000 TOWARDS CLOSING WITH USE OF PREFERRED LENDER AND TITLE CO. AND CLOSING BEFORE THE END OF THE YEAR! PLEASE NOTE: BUYER TO PAY 100% OF DOCS AND TRANSFERS.