Rare Waterfront Opportunity with Business Local Zoning in Middle River! Welcome to this unique 4-bedroom, 3-bathroom colonial home on 3.08 acres along scenic Seneca Creek. This diamond in the rough boasts approximately 340 feet of water frontage and Business Local (BL) zoning—a rare combination offering both residential comfort and commercial potential. Enjoy waterfront living with your private pier (8 ft deep, dredged in 2012) and boat ramp, which provide effortless access to the Gunpowder River, Hart-Miller Island, waterfront restaurants, marinas, yacht clubs, fishing, and crabbing. The charming home features a wrap-around porch, a spacious parking pad for 10 vehicles, and a large detached garage that fits two cars, a boat, or commercial vehicles. An attached office adds ideal workspace flexibility. Inside, the main level offers a gourmet kitchen, a living room with beautiful wood floors, two bedrooms, two full bathrooms, and an additional room that can serve as a bedroom or flex space. The upper level includes two more bedrooms, a full bath, and replacement windows for enhanced energy efficiency. Convenient washer-dryer hookups are located on both floors. With BL zoning, permitted uses include retail, personal services, offices, and more, making this the perfect property for living and working from home. Buyers are to verify all zoning and permitted uses with Baltimore County. As-Is sale. Don’t miss this one-of-a-kind waterfront property—schedule your private tour today!