OWNER FINANCING NOW OFFERED!!! WITH FULL PRICE OFFER AT 5% INTEREST RATE, AMORTIZED OVER 30 YEARS WITH A 3-YEAR BALLOON PAYMENT DUE. $50K NON-REFUNDABLE DOWN PAYMENT REQUIRED. NO PREPAYMENT PENALTY. BUYER RESPONSIBLE FOR HOA DUES AND PROPERTY TAXES. ESTIMATED MONTHLY PAYMENT OF $1,207.85 (PRINCIPAL AND INTEREST ONLY) BASED ON A $275K PURCHASE PRICE. CREDITWORTHINESS WILL BE CONSIDERED FOR ANY SELLER-FINANCED DEAL. One of the Lowest Priced 2 Bedroom / 2.5 Bath condos in the Entire Complex!! Act now! This 2-bed, 2.5-bath condo in the coveted Island Reserve offers affordable luxury in a gated community. Currently rented at $1,850/month on a flexible, month-to-month lease. Enjoy resort-style living just 1.4 miles from Panama City Beach's famous white sands and close to the Hathaway Bridge.