2433 duncan drive, Niceville, FL 32578

**BOATER'S DREAM PROPERTY!** Located in **Flood Zone X**, this exceptional 2018-built waterfront home offers approximately **80 feet of shoreline along a deep-water canal**, complete with a **multi-boat dock and 16,000-lb. boat lift**. **Jet ski lift installed in 2026.** The home features a **main living level plus a walkout lower level**, with each floor offering a spacious **screened-in Trex deck/porch** overlooking the water and the **2023 fiberglass heated and cooled pool**. A **3-car garage** is located at the front of the home, while the lower level includes an additional **40-foot-deep garage**, providing exceptional space for boats, vehicles, water toys, and storage. Inside, the main level showcases **porcelain wood-look tile**, **high-end stainless-steel appliances**, and a **gas range**, with the refrigerator replaced in **2024**. Both screened porches are equipped with **gas hookups**, while **impact-rated glass** and **plantation shutters throughout** provide durability and style. Two **ventless gas fireplaces** add warmth and ambiance to the living spaces. Additional features include **2018 Generac whole-home generator, two tankless water heaters, two HVAC systems, two PEX plumbing manifolds, 2x6 construction with spray-foam insulation in the walls and ceilings (excluding garages), and a 2023 aluminum privacy fence**. The **boat lift was installed in 2019**. With deep-water access, multiple garages, a private pool, substantial outdoor living space,