Beach Homes Realty
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WaterfrontNew Listing

21 neptune drive

Mary Esther, FL 32569

$899,000

3 BEDS 3 BATHS
0.4 AC LOT
Residential - Single Family
WaterfrontNew Listing
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Bedrooms 3
Total Baths 3
Acreage 0.41
Status Active
MLS # 998385
County Okaloosa
More Info
Category Residential - Single Family
Status Active
Acreage 0.41
MLS # 998385
County Okaloosa
Experience true waterfront living with stunning sound views, direct sound access (IN FLOOD ZONE X NO FLOOD INSURANCE REQUIRED), and a backyard designed for both relaxation and entertaining. Situated on approximately 0.41 acres in the desirable Mariner's Cove community, this property offers a rare combination of space, functionality, and coastal lifestyle. From the moment you step inside, you're greeted by soaring ceilings, expansive living areas, and abundant natural light, all designed to highlight the home's connection to the water. Large windows and multiple vantage points bring the views inside, creating a bright and inviting atmosphere throughout. The outdoor space is where this home truly shines--featuring over 640 square feet of screened, heated pool area overlooking the water. Whether hosting guests or enjoying a quiet evening, the covered patio, wood-burning fireplace, and outdoor fire pit provide the perfect setting year-round. Boating enthusiasts will appreciate the 57-foot dock with sound and Gulf access, complete with a 10,000 lb boat lift and a large floating dock for easy Jet Ski access. Start your mornings with coffee on the water or unwind in the evenings with incredible sunset views. Additional exterior features include an extended driveway accommodating up to six vehicles, a two-car garage, a lawn pump sprinkler system to maintain the yard without increasing your water bill, and an elevated 10x14 Tuff Shed rated for 120 mph winds. Inside, the home offers generously sized rooms, ample storage, and a guest suite with a private balcony--perfect for enjoying the coastal breeze and water views. Recent upgrades provide both comfort and peace of mind, including a tankless gas water heater, impact-rated windows and doors (including garage door for wind mitigation benefits), and a new roof with enhanced underlayment for potential insurance savings. A home warranty is included, offering added protection for major systems such as HVAC, pool equipment, and appliances. Ideally located just minutes from Hurlburt Field and centrally positioned between Destin and Pensacola, this home offers convenience, lifestyle, and exceptional value for waterfront living.
Location not available

Exterior Features

  • Style Tudor
  • Construction Single Family
  • Exterior Balcony, Boat Launch, Boatlift, Dock, Lawn Pump, Pool - Enclosed, Sprinkler System
  • Garage No
  • Garage Description 2
  • Sewer Public Sewer
  • Lot Dimensions 88x190X95X160

Interior Features

  • Appliances Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Gas
  • Heating Central
  • Year Built 1987

Neighborhood & Schools

  • Subdivision MARINERS COVE
  • Elementary School Florosa
  • Middle School Bruner
  • High School Fort Walton Beach

Financial Information

  • Parcel ID 152S25308000000190
  • Zoning Resid Single Family

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Listing Information

Listing Provided Courtesy of Realty ONE Group Emerald Coast
Emerald Coast Association of REALTORS
Listing data is current as of 03/23/2026.

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